23 Vodacom Group Limited GREAT THINGS WE DID IN 2019 Secure and convenient financial services Vodalend enables SMMEs to qualify for short-term funding in 10 minutes Vodacom introduced a SMME business financing solution, called Vodalend. Vodalend ensures that SMMEs have access to funding needed for business growth and other operational needs. Providing SMMEs with access to funds not only benefits the business owner but also creates job opportunities and contributes to the economy. In addition to short-term finance, qualifying SMMEs also receive business legal assist, at no further cost, that supports the companies in their daily operations. Secure and convenient payments method through Vodapay The increase of mobile phones and enhanced internet access has been invaluable in increasing access to low-cost financial services such as payments, savings, transfers and insurance. People are living in a digital and mobile world and expect to pay for their daily needs using secure and convenient methods. To meet these needs, Vodacom collaborated with MasterCard to introduce Vodapay. Vodapay enables Vodacom customers to load any bank card into a secure digital wallet downloaded as an app on their smartphone. Vodacom customers can buy prepaid data, airtime and SMS or voice bundles directly through the app. They can also select the “pay bills” menu option to settle their DSTV accounts, pay utility bills or take care of traffic fines.